Financing Options

Murphy Home Remodeling offers various Financing Options. We can normally finance most credit level situations.

  • We offer Standard Fixed Loans with up to 120 Month Terms.
  • We offer Revolving Lines of Credit Loans.
  • We also offer Promotional Loans.

“Fixed,

Types of promotions offered include:

Same As Cash with payments (SAC)- Up to 24 Months:

No interest if the amount financed is paid in full before the end of the promotion period. If the amount financed is not paid in full during the promotion period, interest will be imposed from the date of sale at the contract rate. Minimum payments are due monthly. On installment loans, the 1st payment date must be set 30-45 days from the contract date. Available on revolving credit or installment loans except 3 Months Same as Cash which is available for installment loans only.

Same As Cash with deferred payments (DEFSAC) – Up to 24 Months:

No interest if the amount financed is paid in full in the promotion period. If the amount financed is not paid in full during the promotion period, interest will be imposed from the date of sale at the contract rate. Monthly payments begin 3-6 months from the contract date, depending on the promotion selected. Available for installment loans only.

Deferred Payments (DEFPMT):

The first payment is deferred 3 months . Interest accrues from day one and is not waived at any point during the loan term . Available for revolving or installment loans.

Reduced APRS:

A variety of APR plans are available , including special options for SUPERPRIME and PRIMEPLUS approvals. The interest rate is reduced for the entire loan term.

We also accept all major credit cards.

Getting Started

  • Please download and fill out our credit application to get your financing qualification started! Click here!
  • After filling it out fax to 856-546-3032. Or send by mail to 121 Central Ave. Audubon, NJ 08106.

Questions about Financing Options?